- Passed the 2011 SPM examination with at least 8As (A and A+ only) Not exceeding 19 years old of age on 1 July 2012 Diploma / Matriculation – Cumulative Grade Point Average (CGPA) of at least 3.50 ; -or South Australian Matriculation – ATAR of at least 85% ; - or American Foundation Program – SAT1 score of at least 1200 ; -or For candidates currently pursuing Undergraduate – Current CGPA of at least 3.50 Passed SPM with credits in Bahasa Melayu and English subjects Not exceeding 25 years of age on 1 July 2012 Have obtained a place to pursue Undergraduate studies in 2012 from the Bank’s list of approved universities